Getting a budget up and running often works well for a month or two, and then mysterious problems come up. utilities: cell phone, Internet, cable, electric, gas, water, trash, etc.savings: any money going to savings for specific reasons or to a general emergency fund.clothing: clothing, shoes, and accessories.gifts: gifts for birthdays, Christmas, showers, weddings, Father’s Day, etc.household: food, cleaning supplies, personal care, over-the-counter medicine, and small appliances.food: groceries, dining hall, coffee shops, restaurants, and bars.Anything fun generally ends up in this area. ![]()
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